Insurance Information

The athletic injury insurance carried at Menlo College Athletic Department is a secondary or excess type policy. All athletes are required to possess a primary insurance policy before being allowed to participate in any intercollegiate athletic activity. Upon injury, the athlete’s primary insurance is initially billed. After the primary insurance has covered its portion the claim is sent to Menlo College’s secondary insurance carrier for processing. In the case that an injury is incurred athletes must report to the Menlo College Athletic Training Facility prior to seeking any other treatment, unless in emergency situations. Athletes seeking care without the approval of the Menlo College Athletic Training Staff will be held accountable for these expenses. If an athlete is injured but his or her insurance policy has expired or was cancelled the athlete is responsible for paying the balance of medical expenses. Athletes should also possess a dental insurance plan. Athletes requiring dental services are bound by the same terms of Menlo College’s secondary insurance policy.

Note: If a student-athlete is covered under an HMO plan, he/she is required to abide by the terms of the plan.

The limits to the insurance policy are as follows: It is an excess type policy. The coverages are $50,000 for accidental death and dismemberment; $75,000 maximum coverage for medical expenses in each single claim/injury; the deductible is $500.00 for all sports. There is a 104 week pay-out period. The student-athlete is responsible for paying the deductible.

Athletes that do not have primary insurance should contact Mark Fowler, Head Athletic Trainer, at (650)543-3931 or mfowler@menlo.edu. To enroll in the Intercollegiate Athletic Insurance Policy please visit here.